html, body {
	margin: 0;
	padding: 0;
	border: none;
}

body {
	background: #8ca0b2;
	font-family: 'Lato', Arial, sans-serif;
	font-size: 15px;
	color: #1d1d1d;
}

a {
	text-decoration: none;
	color: #063f73;
	font-weight: bold;
}

a:hover {
	text-decoration: underline;
}

#page-container {
	display: block;
	width: 895px;
	margin: 25px auto;
	background: #FFFFFF;
}

#header-area {
	display: block;
	margin: 0;
	padding: 22px 0 0 385px;
	width: 510px;
	height: 102px;
	background: transparent url(hed-logo.png) 27px 25px no-repeat;
	font-size: 22px;
	color: #636363;
	line-height: 27px;
}

#main-shape {
	display: block;
	margin: 0;
	padding: 0 28px 28px;
}

#left-column {
	display: block;
	width: 500px;
	margin: 0;
	padding: 0;
	float: left;
}

#right-column {
	display: block;
	width: 300px;
	margin: 0;
	padding: 0;
	float: right;
}

.gray-shape {
	display: block;
	margin: 0;
	padding: 28px 20px;
	background-color: #e8e8e8;
}

.gray-headline {
	display: block;
	font-size: 18px;
	font-weight: bold;
	margin: 0 0 6px;
}

.clear {
	clear: both;
}
.caption {
    font-family: 'Lato', Arial, sans-serif;
}
.disclaimerclass
{
  font-size: 8pt;
  font-family: Arial;
}